You're not alone...

I was doing some research for the free bankruptcy Q & A and came across some interesting items.  One of my pet peeves, I guess you can call it that, is the stigma associated with bankruptcy that the credit companies try to convince people of.  They try to convince people that if they file bankruptcy then their life is over.  No credit.  No future.  But, thats just not true.  For some, the best thing to do is get rid of the credit card debt.  Well, I came across some articles about famous bankruptcies.  Did you know that our 16th President, some would say the greatest President, Abraham Lincoln declared bankruptcy?  Back in 1833 he had a store that failed and had to declare bankruptcy.  Another President that declared bankruptcy was Thomas Jefferson.  I believe it was stated that he died still owing $100,000 in debt.  Back then that was quite a bit more than $100K today.  And another William McKinley, the 25th President of the United States.

I guess my point is that these Presidents filed for bankruptcy but continued to strive to make a difference.  Bankruptcy doesn't make you a bad person.  Don't let the creditors dupe you into thinking good credit equals a good person.

Giving back...

With the financial crisis going on and the education budget cuts looming over us I've been working on giving back to the consumer.  My pastor, Brett Stair of The Church at Sendera Ranch has been gracious enough to allow me to offer a free Q&A about bankruptcy. 

There are alot of myths and stigma about filing bankruptcy and I would like to assuage some of the stress, fear and absurdities that float the internet.

Bankruptcy is difficult, even for legal practioners. 

Bring your questions and bring a friend.

Immediately following the morning service 12:30pm, March 20, 2011 at The Church of Sendera Ranch (meeting at the Premier Academy 14081 Willow Springs Rd., Haslet, TX 76052).

In the beginning...

We live in a fallen world where life isn't always easy.  In fact, sometimes, it's downright horrible.  Divorce.  Crime.  Financial Problems.  Civil Suits.  Death.

Divorce rates vary but statistically hover between 40-50% of all first marriages.  Additional statistics push secondary marriage divorces as high as 60%. 

In 2004, more than 1.5 million bankruptcy cases were filed, according to the U.S. Courts Bankruptcy Statistics.

Fortunately, we are not alone.  We have the strength of GOD, our Father.  We also have the body of Christ in each other.  As the body of Christ, I believe we have a duty to build, support and help one another.

Legal professionals are often called to act as mediators, counselors and advisors when life goes awry.  A little preparation, however, can go a long way to preventing a difficult situation from becoming devastating.  Whether you are reacting to a current crisis or planning for a future uncertain, KNOWLEDGE is key.